Making Biscoff Banana Pudding with Caramel can be accomplished with the following steps:

1. Prepare the Pudding Mixture: In a large mixing bowl, combine the whole milk and heavy cream. Whisk in the instant vanilla pudding mix until thoroughly incorporated. Add the vanilla extract and a pinch of salt. Mix for about 2 minutes until the mixture thickens.

2. Layer the Ingredients: In a trifle dish or individual cups, start by adding a layer of crushed Biscoff cookies as the base.

3. Add the Pudding: Spread a layer of the vanilla pudding mixture over the Biscoff cookies, ensuring even coverage.

4. Insert Banana Slices: Gently place a layer of banana slices on top of the pudding.

5. Drizzle with Caramel: Drizzle a generous amount of caramel sauce over the bananas for sweetness.

6. Repeat Layers: Repeat the layering process, starting with another layer of crushed Biscoff cookies, followed by pudding, bananas, and caramel. Continue until all ingredients are used, finishing with a layer of pudding on top.

7. Chill the Pudding: Cover the dessert with plastic wrap and refrigerate for at least 1 hour to let the flavors meld together and to allow the pudding to set.

8. Final Touches: Before serving, top with whipped cream if desired, and drizzle more caramel sauce on top for added flavor.

9. Serve: Serve chilled, and enjoy the delightful flavors of this amazing dessert!